How we work

Portfolio Origination

Through the search for investment opportunities within non-competitive sales processes

Portfolio Due Diligence

Through the timely analysis of portfolio documentation

Presentation of the Offer

Based on a realistic assessment of recovery flows

Portfolio Management

From the onboarding process to recovery activities, with guaranteed constant monitoring of performance and tailored recovery strategies

Our services

For Banks

We help banks selling NPL portfolios and reassessing UTP.
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For Investors

We help funds interested in investing in NPL and UTP.
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For Servicers

We support servicers in portfolio management from due diligence to an efficient recovery.
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For Debtors

We help debtors facing complex situations, reaching solutions to negotiate with lenders and gaining access to new capital resources. Find out more

Legal Services

Thanks to Torre Law Firm EF, EthicalFin NPL’s sub-servicing activity is joined by judicial assistance throughout the country. Find out more